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We
recommend you purchase "Replacement cost" coverage for you Building and
contents.
Actual cash value is calculated as the amount it would cost to repair
or replace covered property, at the time of loss or damage, with
material of like kind and quality, subject to a deduction for
deterioration, depreciation and obsolescence. Actual cash value applies
to valuation of covered property regardless of whether that property has
sustained partial or total loss or damage.
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This site was last updated 09/29/2012
Copyright 2012, Weber Insurance Corporation