If you’ve invested in a rental property as a long-term investment, you should certainly ensure it’s properly insured.
A landlord insurance policy from Weber Insurance Corporation can help. Every landlord’s needs are met by our comprehensive, customizable landlord insurance policies. You’ll get exactly what you need to protect you and your investment property from the unexpected.
If You Rent Out Your Home
As a landlord, you have the option to buy landlord rental property insurance for the risks posed by tenant-occupied dwellings. To make things as simple as possible, make a list of your belongings. If possible, take photos or video, too – using two inventory methods can help expedite the claim resolution process. Most policies won’t cover damages caused by poor or deferred maintenance therefore wear and tear, neglect or intentional loss aren’t claimable damages.
If you’re a landlord with multiple rental properties, we can get you the coverage you need. Simply speaking, a landlord’s rental property insurance policy gives you all the coverage you need to protect your property from damage. It also protects you from personal legal liability.
Our landlord insurance quotes for rental properties can include coverage for:
- Your rental building
- Other private structures, such as a garage and sheds
- Any personal property, such as tools, appliances, and furniture, stored on-site or provided by you, for use by your tenants
- Loss of rental income
- Premises Liability and Medical Payments to others
If you own rental properties, we highly recommend that you have landlord insurance, tenant occupied insurance or investment property insurance. You don’t want to suffer from loss of income or have to fit the bill for the replacement of property in the event there is an accident.
Landlord Insurance Factors
The cost of landlord insurance depends on a few factors, including how well you have maintained the property. The occupancy rate is also taken into account as vacant properties are at a higher risk of break-ins and crime.
If your investment rental properties make up a large portion of your income, we can provide a landlord insurance policy that compensates you for lost rent. However, this policy will not provide coverage for a tenant’s personal property or negligence. All renters must obtain their own tenant’s insurance when renting from you.
At Weber Insurance Corporation, we ensure you’re covered in the event of a major loss. It’s easy to choose the right coverage at the right price with us. Whether you need insurance coverage for common losses or a fully-loaded landlord insurance quote, it’s effortless with Weber Insurance.
Call us on 215-860-0400 or Click today to find out additional ways Weber Insurance Corporation can save you money on Landlord and Tenant Insurance.
