We could save you 15% or more.
A rental property is a great long-term investment. Especially when it’s fully protected. Yet many landlords or rental homeowners are unsure how much coverage they really need. That’s where landlord insurance protection from Weber Insurance Corporation can help. It’s exceptional landlord insurance coverage created just for landlords. So you can get exactly what you need to protect you and your investment property from the unexpected.
If You Rent Out Your Home – Landlords have the option to buy landlord rental property insurance for the risks posed by tenant-occupied dwellings. Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video – using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home. Keep in mind that your policy doesn’t cover damages caused by poor or deferred maintenance on your part or damages caused by your tenants. (AKA wear and tear, neglect, intentional loss).
Whether you’re a landlord with multiple rental properties or simply leasing one home, we have the coverage you need. Landlords rental property insurance provides all the coverage you need to protect your property from damage and to protect you from personal legal liability. Rental Property Insurance Coverage can be for:
- Your rental building
- Other private structures, such as a garage or shed
- Any personal property, such as tools, appliances, and furniture, stored on-site or provided by you, for use by your tenants
- Loss of rental income
- Premises Liability and Medical Payments to others
If you own rental properties, you should have landlord insurance, tenant occupied insurance, or investment property insurance. This will protect your investment property and increases the chances of replacing your property or loss of income, should an accident happen that destroys your rental property or causes a claim against you. Replacing your property with one of equal value is difficult as it is often too difficult to find another property similar in value to yours. At Weber Insurance Corporation, we can help you understand the compensation benefits of the coverage before you sign up.
Your premium on landlord insurance depends on a few factors. First, we will consider how well the property has been maintained by you. Then we will consider the occupancy rate, as a vacant property is at a higher risk for an occurrence of damage from break-ins and crime.
Should your investment properties make up a large portion of your income, we can provide landlord insurance coverage that will compensate you for lost rent. This landlord insurance policy will not provide coverage for your tenant’s personal property or negligence. For this reason, it is necessary to require your tenants to obtain their own tenant’s insurance when renting from you.
At Weber Insurance Corporation, we want to make sure you are covered in the event of a major loss. Whether you only need insurance coverage for the most common types of losses or a fully-loaded landlord insurance policy that protects against more perils, we give you the flexibility to choose the right coverage at the right price.With a Landlord / Tenant Insurance policy from Weber Insurance, you can rest easy knowing we’ve got you covered!
Call 888-860-0400 or Click today to find out additional ways Weber Insurance Corporation can save you money on Landlord / Tenant Insurance.