The Essential Home & Auto Insurance Basics You Should Know

Buy Home Insurance & Auto Insurance
Bucks County PA

For many Americans, homeowner’s insurance and auto insurance in Bucks County PA are two essential insurance policies that protect our most valuable assets. However, their premiums can take quite a bite out of our monthly expenses too. So that means we should be comprehensively informed on what these insurance types do for us and what we can do to save on them.

Save Money Bundling Home Insurance and Auto Insurance - Weber Insurance Corporation - 215-860-0400In this post, we’ll take a look over the essential home insurance in Bucks County PA and auto insurance basics to make sure you’re totally insured. You might even learn to save some money too.

Multi-policy or Bundled Insurance Discounts Exist!

If you haven’t taken too deep of a look into the multi-policy world, then you might’ve missed out on one key aspect: multi-policy discounts! If you decide to take out a home insurance or auto insurance policy with one provider, there’s a good chance that they’ll allow you to bundle the two together for a discounted price. Great for saving money.

You could get up-to 25% of your home insurance or auto insurance policy when you bundle them together with the same company.

How To Bundle

The first thing you should do to make sure you’re getting the best bundled insurance policy quote is to speak to a broker such as Weber Insurance Corporation in Bucks County PA to quote the insurance thru their many insurance carriers. You might notice that some bundled prices are higher than others thanks to a higher single policy, so always be on the lookout for lower priced bundles.

Once you’ve selected an insurer, the next step is to simply request that they bundle your chosen policies and ask about discounts. Many insurance providers already have a system in place to bundle policies and they’re usually not limited to car insurance and home insurance, so inquire about other policy bundles too!

You Could Be Driving Up Premiums

A quick tip, as far as pricing is concerned, is that your accident or credit history could affect your insurance premiums. Although you may have found a great bundled policy with a discount, this might be hit with an added fee because you’re an ‘accident prone’ customer.

Some of the most common issues that will drive up your policies could include:

  • Tickets
  • Poor credit
  • Accidents
  • A Home’s Age
  • Dangerous Pets
  • Vehicle or Home Size/Worth

A tip for dealing with higher premiums is to steer clear of providers who tack on exuberant fees for higher risk customers. You might find that choosing a more costly premium – which stresses no added fees for being a higher risk – is actually cheaper than choosing a lower premium, that charges more for being riskier.

Common Home & Auto

Although all policies and insurance providers are different, with their own inclusions, there are a few basic coverages that you’ll find in just about every policy. We’ll take a quick look below at some of the inclusions you may find in your bundled home and auto policy.

Auto InsuranceHome InsuranceThe next step is simple!

Call us today at (215) 860-0400 to learn how our insurance agents could get you the best Home Insurance and Auto Insurance in Bucks County, PA, at the best price, with great service! You could also Request A FREE INSURANCE QUOTE on our website or to request more information.

>

Get a Quote

Get an Instant Home
and Auto Quote today!

Get a Quote

COMPANIES WE REPRESENT

Travelers
Foremost
Philadelphia Contributionship
SafeCo